The Payments Group Holding (PGH) has updated its preliminary financial targets through 2028, projecting substantial growth in transaction volume and revenue alongside strategic expansion into artificial intelligence ventures. The Frankfurt-based holding company anticipates that its pending acquisition of 75% of The Payments Group companies will be completed in 2025, with full consolidation into the enlarged group beginning in 2026. Transaction volume for TPG is expected to increase from 80 million EUR in 2024 to nearly 100 million EUR in 2025, with accelerated growth momentum projected through 2028.
The company attributes this anticipated growth to the recently obtained e-money license, with transaction volume potentially reaching between 800 million and 1.9 billion EUR by 2028. Revenue projections indicate a three to fivefold increase from just over 7 million EUR in 2024, representing annual growth rates between 30% and 60%. PGH Group's EBITDA is forecasted to reach between 5 million and 12 million EUR in 2028, with 2026 projections between 2 and 2.5 million EUR. The holding company, with an estimated net asset value exceeding 20 million EUR, expects to generate value increases from its Heritage VC portfolio and AI company building activities that will offset overhead costs.
Additional growth potential exists through the Group's potential entry into the stablecoin business, which management believes could significantly impact EBITDA from 2027 onward. The company has made significant progress in its artificial intelligence initiatives through Softmax AI, its AI company builder. Cognicare AI GmbH represents the first successful spin-off from this venture, developing AI-supported software assistance systems for the healthcare sector. The system creates a digital ecosystem designed to reduce nursing staff workload and enhance resident safety in inpatient care facilities.
Philipp Buchta, an experienced healthcare facility manager, has been appointed as managing director to lead the venture. Cognicare AI has already demonstrated success during pilot operations, with additional implementations scheduled to follow shortly. Six other care facilities have expressed concrete interest in the system without active marketing efforts, indicating strong market demand. The addressable market includes approximately 11,000 inpatient care facilities across Germany, representing substantial growth potential for the AI-powered solution.
Additional products and potential spin-offs are in development, including Inspectos for component assessment and documentation through computer vision technology and Jobklar, an online AI job application trainer. More information about the company's operations and strategic direction is available at https://www.tpgholding.com. The synergy between PGH's payment technology companies and its emerging AI ventures positions the group for sustained growth across multiple technology sectors through the remainder of the decade.
