Rubean AG, a Munich-based fintech company specializing in software-only point-of-sale (SoftPOS) solutions, announced today that its payment acceptance app is now active on over 150,000 terminals. This milestone represents nearly double the figure from early July 2025, when approximately 80,000 terminals were running the app. The rapid growth underscores the company's recent revenue and earnings forecasts.
According to Rubean Co-CEO Jochen Pielage, the significant increase in user numbers validates the company's outlook. At the annual shareholders' meeting in early July, the executive board projected consolidated revenue for the current year to reach between €5.0 million and €6.0 million, up from €3.71 million in the previous year. Recurring revenue is expected to more than double in 2026. Co-CEO Stephan Kuck emphasized that, thanks to continued growth in SoftPOS usage, the company expects to reach monthly breakeven in 2027 and close the full year with positive net income for the first time.
Rubean's technology replaces traditional card readers with a software app that can be replicated on smartphones without additional hardware. This enables small and large retailers, the food service industry, delivery services, and other commercial enterprises to accept cashless and mobile payments. The company is already a market leader in Germany and Spain.
The implications for the business services industry are significant. As merchants increasingly seek cost-effective and flexible payment solutions, Rubean's SoftPOS eliminates the logistical overhead of hardware deployment and maintenance. This can lower barriers to entry for small businesses and streamline operations for larger chains. For payment service providers and acquirers, the software-based approach offers scalability and rapid deployment across multiple merchant locations.
Rubean's PhonePOS solution, which supports the girocard (EC card) in Germany, is used by payment service providers, major banks, retailers, and large retail chains throughout Europe. The company is listed on m:access and over-the-counter trading venues, including XETRA. More information is available at www.rubean.com.
The continued adoption of SoftPOS technology could reshape the payment acceptance landscape, reducing reliance on physical hardware and accelerating the shift toward digital and mobile payments. For readers in the business services sector, this development highlights the growing importance of software-defined payment infrastructure and its potential to drive efficiency and cost savings across industries.
