The Executive Board of Rubean AG, a rapidly growing FinTech company based in Munich, expects revenue to continue its strong growth trajectory. At the annual shareholders’ meeting on Wednesday, Co-CEO Jochen Pielage announced that consolidated revenue for the current year is projected to reach between 5.0 million and 6.0 million euros, a significant increase from 3.71 million euros in the previous year. In the first half of the year, revenue grew by approximately 50 percent to 2.4 million euros.
Pielage emphasized that recurring revenue—fees from the use of Rubean’s SoftPOS software—is expanding rapidly. “Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year,” he stated. This shift toward recurring revenue is expected to enhance profitability and support the company’s financial stability.
Looking ahead to 2027, Pielage expressed optimism about the company’s financial prospects. “Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time,” he said. This milestone would mark a turning point for Rubean, reflecting its transition to a sustainably profitable business model.
Rubean’s technology replaces traditional card readers with a software application, enabling merchants to accept cashless and mobile payments without the logistical overhead of additional hardware. The company’s software point-of-sale (SoftPOS) solutions are already market leaders in Germany and Spain. Expanding its footprint, Rubean has successfully entered markets in Switzerland, France, the United Kingdom, and parts of North and South America, supported by major banks and payment service providers.
“We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America,” Pielage noted. He highlighted that the groundwork has been laid for scaling sales operations, particularly with the support of newly appointed Executive Board member Stephan Kuck.
Rubean’s PhonePOS solution, a mobile softPOS, allows merchants to accept card payments directly on their smartphones without additional devices. It is the only softPOS solution that supports the girocard (EC card) in Germany. The company is listed on m:access and various over-the-counter trading venues, including XETRA. More information can be found at www.rubean.com.
